Swasti Kuber Souhard Sahakari Sangh Niyamit

Secure Your Future with Swasti Kuber

"Swasti Kuber" is a harmonious combination of two ancient Sanskrit concepts. This name represents more than financial transactions—it reflects a deeper commitment to creating stability, security, and a brighter future in the lives of its members.

A Legacy of Trust & Financial Growth

Swasti-Kuber Souhard Sahakari Sangh Niyamit is a modern financial institution built on a foundation of cooperative values. We are committed to delivering secure, transparent, and prosperous financial services to our members.

Trust & Security

Decades of reliability ensuring your investments are safe and protected.

Financial Growth

High-yield deposits and schemes designed for maximum wealth accumulation.

Transparency

100% transparent operations with no hidden charges or clauses.

Cooperative Values

Member-centric approach prioritizing community welfare and progress.

Discover Our Journey

Comprehensive Services Tailored For You

From secure personal daily deposits to enterprise commercial funding, discover our range of institutional-grade cooperative banking services.

Savings Deposits

Fixed Deposits

Recurring Deposits

Pigmy Deposits

Gold Loans

Home Loans

Vehicle Loans

Deposit Loans

Insurance Services

Industry-Leading Interest Rates & Flexible Loans

Maximize your savings with premium cooperative dividends up to 11.00% p.a., or fulfill your family dreams with instant low-interest credit options.

High-Yield Deposit Schemes

Earn assured annual returns on your term deposits

30 days to 45 days6% p.a.

46 days to 90 days7% p.a.

91 days to 180 days8% p.a.

181 days to 365 days9% p.a.

13 Months10% p.a.

25 Months10.50% p.a.

36 Months11% p.a.

View Detailed Deposit Interest Schema

Low-Interest Credit Options

Fast processing & transparent door-step disbursement

Instant Gold LoanRs 7500 to Rs 8500 per Gram

11% - 13% p.a.

Instant disbursement within 10 minNo processing or hidden charges

Home LoanSecure Your Perfect Home

12% - 14% p.a.

Flexible tenure options up to 15 yearsQuick processing & hassle-free setup

Vehicle LoanNew & Pre-Owned Vehicles

12% - 13% p.a.

High funding marginEasy monthly/yearly installments

Mortgage / CC LoanFinance Your Business Needs

13% - 15% p.a.

High borrowing limit up to limitsCash credit facility available

Explore Instant Loan Facilities

Trusted By Our Members

Hear directly from some of our verified members about their deposit interest and loan service experience with Swasti Kuber.

"Swasti Kuber has revolutionized our family savings. Their 13 months fixed deposit offers an amazing 10% interest rate, and the head office staff is incredibly polite and professional. Highly recommended!"

Ramesh Kulkarni

Member since 2023 (Ugar Khurd)

"I took a gold loan from Examba branch. They offered an attractive 11% rate of interest and disbursed the money within just 10 minutes! Minimum documentation and zero hassle."

Sujata Mahaveer Patravali

Business Owner (Examba Branch)

"We have regular transactions through the Chinchali branch. Their RTGS/NEFT service is faster than public sector banks, and pigmy deposit collectors come to our door daily. Transparent banking indeed!"

Shivanand Appasaheb Patil

Farmer (Chinchali Branch)

"Secured a home loan with Swasti Kuber at a very competitive rate. The process was completely transparent and the staff guided me through every step. Proud to be a member!"

Priya Desai

Teacher (Athani Branch)

"The daily pigmy deposit scheme is perfect for my shop. The collectors are always on time, and I can track my savings easily. Great service to the community."

Ganesh Mane

Small Business (Ugar Khurd)

Serving You Across 3 Core Branches

Our branches are equipped with fully computerized systems, fast NEFT/RTGS clearing networks, and warm, cooperative customer support professionals.

Main Branch (Ugar Khurd)

Ghodagire Complex, First Floor, Above Federal Bank, Ugar Khurd - 591316

+91 70906 06363

Examba Branch

Chikodi Road, Near Mahadev Mandir, Examba - 591244

+91 70906 26363

Chinchali Branch

Pujari Complex, Near B.D.C.C Bank, Chinchali - 591217

+91 70906 46363

View Detailed Branch Map & Open Hours

A Legacy of Trust Built Over a Decade

Built on transparent operations, reliable dividends, and absolute member security, Swasti Kuber helps you navigate your path to financial growth with confidence.