About Swasti Kuber
Serving families with trust, security, and financial prosperity. Committed to transparent cooperative values and robust wealth growth since establishment.
Built on Trust, Governed by Transparency
Established in the cooperative calendar year 2022-23, Swasti Kuber Souhard Sahakari Sangh Nyt,Ugar Khurd is a premier financial cooperative society registered under the prestigious Karnataka Souhard Sahakari Act. Headquartered in Ugar Khurd, we represent financial growth for over 1,180 share members who place their ultimate trust in us.
With fully computerized operations, high auditing benchmarks, and a highly competitive interest rate structure, we serve the towns of Ugar Khurd, Examba, Chinchali, and the surrounding Kagawad, Chikodi, and Raibag talukas with dedicated, fast banking services.
| Organization Name | Swasti Kuber Souhard Sahakari Sangh Niyamit |
| Registration No | DRL/RSR/SOUKA/6377/UOG/2022-23 |
| Date of Registration | 27-03-2023 |
| Established Year | 2022 - 2023 |
| Quality Standard | An ISO 9001:2015 Certified Institution |
Mission, Vision & Goals
Swasti Kuber is guided by structured long-term objectives aimed at the upliftment of members and the community.
Mission and Vision
Our mission is to provide accessible, reliable, and sustainable financial solutions that empower our members to achieve financial stability and growth.
By fostering a culture of mutual trust and cooperation, we aim to become a leading cooperative institution in Karnataka, contributing directly to the economic development of the community.
Signature services of Our Sahakari Sangh.
- Satisfactory and fastest computerized financial service to our customers.
- All type of Deposits.
- Attractive rate of Interest on Loans.
- Instant gold loan at 11% rate of interest.
- NEFT / RTGS / IMPS Services.
- SMS Banking.
- At per Cheque facility.
- Below under Rs. 50,000/- third party cheque collection.
- General Insurance (Iffco Tokio & Reliance Gen collection)
- General Care Insurance.
- Mobile Banking / UPI / QR
Goals and Objectives
- To offer a wide range of financial products, including savings, loans, and investments, tailored to the needs of our members.
- To ensure the financial growth and prosperity of our members through transparent and efficient services.
- To expand our membership base and strengthen our capital structure for long-term sustainability.
- To create awareness about the benefits of cooperative financial services and promote financial literacy among the community.
- To open additional branches in the future, providing better access to financial services and guiding members on the path to growth and progress.
Our Operational Core Values
Mutual Trust & Cooperation
Fostering a democratic and supportive culture where member financial growth is mutually beneficial.
Ultimate Transparency
Ensuring 100% integrity and auditing in operations, from deposit declarations to loan sanctions.
Customer-First Service
Delivering rapid, computerized, and highly satisfactory financial answers to our members daily.
Regulatory Compliance
Upholding Karnataka Souhard Cooperative Act standards alongside strict quality audits.
Want to See Our Branch Network?
Read about our physical main office and branches in Ugar Khurd, Examba, and Chinchali including active contact numbers.